You will be taken to a credit card application on the financial institution's website.
Citi ThankYou® Preferred Card
 
See larger image
 

Citi ThankYou® Preferred Card

by Citibank
2.0 out of 5 stars  See all reviews (9 customer reviews)

  • Earn a $150 digital Amazon.com Gift Card after $1,000 in card purchases within 3 months of account opening*
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • Earn 2 ThankYou Points per dollar spent on dining at restaurants and entertainment, and 1 ThankYou Point on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*


Product Description


The information shown on this page is provided by the financial institution and is believed to be accurate at the time of posting (May 1, 2014). Please click "Apply Now" above to see the most up to date terms and conditions.

Amazon receives compensation from the credit card issuer listed here. This site does not include all credit card offers.

Annual Percentage Rate

Purchase APR 0% Intro APR for 12 months from date of account opening. After that, your APR will be 12.99%-22.99% based on your creditworthiness*
Balance Transfer APR 0% Intro APR for 12 months from date of first transfer when transfers are completed within 4 months from date of account opening. After that, your APR will be 12.99%-22.99% based on your creditworthiness*
Cash Advance APR 25.24%*
Penalty APR when it applies Up to 29.99%*
Minimum Interest Charge If you are charged interest, the charge will be no less than 50 cents

Fees

Annual Fee $0
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction Fee 3% of each purchase transaction in U.S. dollars.
Late Payment Fee Up to $35
Return Payment Fee Up to $35

Other Information

Rewards Type Points
Issuer Citibank
Network Visa®
Minimum Credit Quality (What's This) Excellent

Additional Details & Restrictions

*Pricing Details - Introductory rate of 0% for 12 months from the date of account opening on purchases and 0% for 12 months from date of first transfer for balance transfers. Balance transfers must be completed within 4 months of account opening. After the introductory period ends, your standard APR for purchases will be applied to unpaid promotional balances, new purchases and new balance transfers. The standard variable APR for purchases for the Citi ThankYou Preferred Card is 12.99%, 15.99%, 18.99%, 20.99% or 22.99% based on creditworthiness. The standard variable APR for cash advances is 25.24%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum finance charge $0.50. Fee for foreign purchases — 3% of each purchase transaction in US dollars. Cash advance fee — either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — Either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

1) Offer only applies to new accounts.

2) Rewards are earned as ThankYou® Points, which can be redeemed for gift cards or other great rewards

3) Click the Apply now button for more details about rates, fees, and other costs.


*Amazon.com is not a sponsor of this promotion. Except as required by law, Amazon.com Gift Cards ("GCs") cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods at Amazon.com or certain of its affiliated websites. For complete terms and conditions, see www.amazon.com/gc-legal. GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or its affiliates. No expiration date or service fees.


Important Information from Amazon

The information provided is for summary purposes only and at the time of posting is believed to be accurate. When you click on the Apply Now button you can review the current credit card and rewards terms and conditions on the financial institution's web site. Amazon is not a financial service provider and does not have any information in respect of your financial situation, your credit history or your suitability for any credit card. Please review the terms and conditions of each credit card and rewards offer carefully to determine what product may be best suited for you and your financial circumstances.

Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.

*Amazon.com Gift Cards: Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. For complete terms and conditions, see http://www.amazon.com/gc-legal. No expiration or service fees.

Customer Reviews

2.0 out of 5 stars
(9)
2.0 out of 5 stars
Share your thoughts with other customers
Most Helpful Customer Reviews
64 of 76 people found the following review helpful
5.0 out of 5 stars I love this card November 15, 2014
By Boopie
Not only did I get $200 after using this card in the first three months for 1500 dollars of merchandise, linking it up to my amazon account for the first time gave me an additional 10.00 off with the promo code. Awesome! And I get presale ticket offers from ticketmaster because I have this card that has no annual fee. (I am a concert going hound and these provide the most awesome seats before they sell out.) I just love this card, granted, I never carry a monthly balance. I pay everything in full monthly.
Was this review helpful to you?
28 of 48 people found the following review helpful
1.0 out of 5 stars Too long of a wait... December 2, 2014
Like another reviewer, I also have a 700+ credit score and great annual income coupled with low monthly expenses. Yet, I had to wait a week for Citibank to contact me causing me to miss out on good sales.

Edit: Dec 12 and I'm still waiting on the card.
Was this review helpful to you?
40 of 70 people found the following review helpful
I have an excellent credit score - absolutely no reason I wouldn't be immediately approved for this card. After entering in all my info, I received a message that my "application is pending further review and we need additional information from you. Please call 800-695-5171 now to receive an immediate decision. If you call now and your application is approved, your card will be mailed within a week."

Receiving this card in a week or so kind of defeats the purpose of applying for it now - to order something an chip away at the $1000 in purchases needed to get the $150 teaser.
Was this review helpful to you?
34 of 60 people found the following review helpful
1.0 out of 5 stars Only if you're willing to wait a week and miss the sales November 30, 2014
Careful, you will not get a card number right away. If you'd like to take advantage of the weekend sales, you will not be able to. The card takes a week to come in and literally nothing can be done until then. Very unsatisfied with Citi in this case.
Was this review helpful to you?
18 of 37 people found the following review helpful
1.0 out of 5 stars Stay away from this deal November 28, 2014
By Gizmo
Their web site is unresponsive and very cumbersome.
Comment | 
Was this review helpful to you?

Forums

Search Customer Discussions
Search all Amazon discussions

Topic From this Discussion
$200 or $150 in Amazon credit?
You can get the $200 sign-up bonus here: http://creditcards.citicards.com/usc/thankyou/Preferred/2014/Oct/20k/external/default.htm and $300 here:
http://creditcards.citicards.com/usc/thankyou/Preferred/2014/Oct/30k/external/default.htm

But you will need to spend $1500 and...
16 days ago by J |  See all 3 posts
new balance including Store CArd.
Please immediately remove your personal info for your own security; this is not a private area to contact official Amazon representatives, but is a PUBLIC forum where anyone can see your info. There are Help links at the top and bottom of each Amazon.com page, which will get you connected with an... Read More
Nov 16, 2014 by One Reviewer |  See all 2 posts
Bonus Points
I have the same question, but it is 1 point for every dollar I guess, so $1500 would just be another 1500 points not 15000.
Nov 6, 2014 by Victory VJ |  See all 2 posts
What about the others Be the first to reply
building a dream Be the first to reply
starting something new Be the first to reply
Start a new discussion
Topic:
First post:
Prompts for sign-in